1*most likely I will try to settle to get them off my back. 2*I don't deny that I had a credit card with Cititbank 3*I believe if you owe money you should pay it winter78 ============= 1*Wrong first step. 2*That's not the issue. 3*Do you also believe that you should get screwed by them as a reward for paying it?
Also bugman, the first letter the collection agency sent to me last week said I had 30 days to write in about the validity of the debt but when I called the guy told me that I had to have 100.00 in by the 14th which is today or else Citibank would proceed with legal action. 1* So how can they demand money by the 14th when I have 30 days to still write to them and say if this amount is valid? winter78 ```````````````````````` 1*Illegally This is called overshadowing and is a violation of the FDCPA ><- <>- ><- <> ~~~ ><- <>- ><- <> ><- <>- ><- <> ~~~ ><- <>- ><- <>
Okay so the collection agency stopped calling for now. I know they haven't received my letter yet so could it be true that Citibank is taking the acccount back from them and proceed with legal action for 884.00? I just have a fear of the unknown right now.
the unknown is for lack of a better word...unknown... your on the right track. its a process. is citi takin it back, i dont know---more importantly is that you know where your at and what you can do. there is no reason for them to collect illegal fees and no reason for you to pay them. its up to you to know how much your willing to take ...ME, im sick of it all $1 is too much. ....... their greed has made me forgo my common sense in a lot of ways.
