Citibank Plat. or AMEX Platinum

Discussion in 'Credit Talk' started by kozman, Nov 5, 2003.

  1. kozman

    kozman Well-Known Member

    I'm looking to increase my credit limit with one of these cards. I have a perfect payment history and use the AMEX more than the Citibank for the miles. My balance on the Citibank is 450 dollars with a CL of 5400. The AMEX has a balance of around 1200 dollars with a CL of 8K. Which one would I have more success of getting a CL increase with? My FICO is 700 give or take a few points. Thanks.
     
  2. sam

    sam Well-Known Member

    the answer is you'd get more from another card.

    lol.

    increases hardly ever succeed a new card line.
     
  3. kozman

    kozman Well-Known Member

    I'm just looking for a few thousand dollars in an increase. I don't want or need a new account. I was just wondering who is more apt at giving an online CL increase. Thanks.
     
  4. shawbee

    shawbee Well-Known Member

    What is being said is that is you apply for another card with Citi or Amex (Not the charge cards) you can combine the new cl with your old card and that would give you the best opportunity for most increase.
     
  5. faztcobra

    faztcobra Well-Known Member

    Inquire with both. Just advise them if it's not "pre-approved"(no hard inq involved) then you don't want to try.

    Sure would be nice if you got a CLI from both companies :)
     
  6. willgator

    willgator Well-Known Member

    go for an aa card from citi then switch cl to youer exsisting card then depending on which plat card you have with amex apply for a optima card or blue card then have cl moved to exsisting amex account.........
     
  7. GEORGE

    GEORGE Well-Known Member

    BDD

    I have had better LUCK with applying and combining...

    BETTER OFFER and/or HIGHER LIMIT
     

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