Just had a talk w/ them. My permanent (post-intro) purchase APR was lowered from Prime+7.9% to P+2.9%. Mind you, this is even before I've made a single payment on this account! Naturally, I'd give them another call in a month. And get this: The CS rep was so upset w/ my initial APR, she transferred me to "R" without me even asking! There were both so willing to help. Can you tell I like the Citi? Saar
run up your balances real high and pay them off then run them up again, and threaten to "transfer(balance) out" they have that one..
This was almost disappointing. See, I was prepared for a fight, had already shifted to "silver tongue" mode, but instead, they've given up without a fight Saar
Congrats Saar. I am calling today about combining my card. I called last week and was told I had to wait 2 weeks. Yes, I know a bowl of crap. I received my statement today with the $50 annual fee. I think they wanted me to wait for that to hit. Mike G.
Mike, I assure you that's not the reason. Even if they do charge the annual fee, it would be refunded upon conversion. Saar
