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Citibank Smart card Mastercard.

Discussion in 'Credit Talk' started by Ron, Dec 3, 2001.

  1. Dec 3, 2001 #1
    Ron

    Ron Well-Known Member

    I just find out Citibank come out smart card with no annual fees with APR 18.40%.



    Ron.
     
  3. Dec 3, 2001 #2
    sam

    sam Well-Known Member

    wow 18.4% they are going to give the getsmart a run for the money with that great rate.
     
  4. Dec 3, 2001 #3
    romanduv

    romanduv Well-Known Member

  5. Dec 3, 2001 #4
    Ron

    Ron Well-Known Member

  6. Dec 4, 2001 #5
    Saar

    Saar Banned

    Not exactly a prime card @ P+13% APR.

    However, if you apply, get 9 months BT @ 0% and then convert, it may not be a bad deal at all.

    Just remember: If you pay off the BT after 9 months, you effectively pay Citi 4% APR, given the 3% BT fee.


    Saar
     
  7. Dec 4, 2001 #6
    Saar

    Saar Banned

    Correction: BT fee is capped @ $50.


    Saar
     
  8. Dec 4, 2001 #7
    Ron

    Ron Well-Known Member

    I cannot have another Citi Smart Card and I already have 3 Citi Cards. Last time I applied for Dividend card and they told me to take off portion of the credit line to Dividend. Citi Smart didn't have any rewards and the APR compared to the cards that I have. I got enough Smart Card Visa already.


    Ron.
     

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