Citibank has graced me with an offer for a new VISA with up to a 4000 credit line. Just what I need, a card offering an APR of 25.99APR, 28.99 default and it is Variable. WAFJ. H
I got that offer a few months ago. It's a little odd, why would I accept their VISA with those crappy terms when I have a Citi AA card already with a higher cl and a significantly better apr. If they offered me a VISA with the same terms as my Mastercard I'd jump on it. EdG