In the coupon section today: AT&T Universal Platinum- 0% till 5-1-05 or 8-1-05 if you BT and $100 in purchases within 3 months of opening acct. no fee no BT fee go to 9.99% Is this a good deal, even with the $100 purchase stipulation??? I figure, charge the $100, pay it then BT and your payment got to the BT, not the purchase. I remember Disc had a similar thing but it wasn't good to purchase every month as the payment went to the purchase, not the BT. Is this correct. Thanks for help