Citibank Visa Gold pre-approval

Discussion in 'Credit Talk' started by EdG, Jan 8, 2002.

  1. EdG

    EdG Well-Known Member

    Anyone get this in the mail recently. I got it yesterday. Credit limit up to 4K, 0% interest until 7/2002 on new purchases. Here's the kicker 25% interest after 7/2002. As an added bonus no security deposit and no annual fee. I'd probably get the card if the interest were somewhat resonable. Anyone have this card? Why do they offer a card like this to someone that has a Citi AA card with a higher limit and better rate.

    EdG
     
  2. marci

    marci Well-Known Member


    Uh-oh. It looks like Citi is going sub-prime. :-(
     
  3. Ron

    Ron Well-Known Member


    EdG,

    Get the card and make sure you pay off your bill monthly. After six months, you called the customer service for lowering APR. Make sure pay on time in order to qualify for lower interest rate.


    Ron.
     

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