Re: Re: Re: Re: Re: Re: CITIBANK---WARNING!!! My CLOSED WAL*MART CHASE card was the one that they tacked the FAKE 30 DAY LATE on...
Re: Re: Re: Re: Re: Re: CITIBANK---WARNING!!! Even more reason to stay with my (very high limit) Wal*Mart store card. Now you're making me want to go shopping, just talking about it. I think I'll get out of here soon and head to Wal*Mart.
Re: Re: Re: Re: Re: Re: Re: CITIBANK---WARNING!!! I had a $10K limit with Wards, so it was converted to a Wal*Mart card with a $10K limit (actually, I think it's $9999). I figured they don't go higher than that, so I haven't thought much about it. I've never gotten an increase. Of course, if I ever spent $10K at Wal*Mart in a month or ran up a $10K bill, I'd REALLY be in trouble. Not that I don't like Wal*Mart, I just can't imagine needing that much "stuff."
Re: Re: Re: Re: Re: Re: Re: Re: CITIBANK---WARNING!!! Yes, don't let them tell you it's impossible. When we went to the credit union for our car loan last year, the loan officer pulled our credit report. She saw the Wal*Mart account and asked why anyone would need a $10K limit at Wal*Mart. (She was just curious--said she never saw that before). I told her it was converted from Wards, and that's what we had there. Of course, we had $10K at Wards because we bought all of our appliances there, as well as a lot of significant car repairs.
Re: Re: Re: Re: Re: Re: Re: Re: CITIBANK---WARNING!!! Tell her as long as you're current with your payments, don't worry about why you need such limits.
Re: Re: Re: Re: Re: Re: Re: Re: CITIBANK---WARNING!!! She was just incredulous that anyone would have $10K with Wal*Mart. Said she'd never seen it before. It was more of a "WOW--how can you do that" type question than a smart alec question. So I didn't mind telling her. I think it's kind of neat, myself.
Re: Re: Re: Re: Re: Re: Re: Re: CITIBANK---WARNING!!! The last time I "VERBALLY" asked for a limit increase on WAL*MART store card...the guy said "YOU HAVE A CREDIT LIMIT OF $X,XXX I HAVE NOT SEEN ANYBODY THAT HIGH" It was only $2,000+ at the time...now over $3,000 but not $9,999 F.Y.I.---buy GIFT CARDS for WAL*MART/SAMS on the card when they have 0.00% OFFERS...should be one coming up soon (CHRISTMAS)...usually MUST SPEND >$250 ON ONE SALE...so if you want to...buy some extra GIFT CARDS for later use...or give them for GIFTS... I LOVE THEM...I CAN GIVE THEM TO THE KIDS AND THEY CAN SHOP FOR ME...NO ID REQUIRED!!! I also can use the GIFT CARD for like $2.18 when I don't want to charge it...AND I DON'T HAVE TO CARRY ANY CASH...IT IS BETTER THAN CASH!!!
Re: Re: Re: Re: Re: Re: Re: Re: CITIBANK---WARNING!!! Great idea! I don't carry a lot of cash, and I've used my Wal*Mart card to buy batteries for a few dollars. Usually, I go in for something like a battery and come out with $50 worth of stuff. I must have missed some opportunities last month, my bill was only $74. But I'm doing better this month, just charged like $150 worth of stuff when I went in for two little things!!
Re: Re: CITIBANK---WARNING!!! Just got an automatic $800 increase (now within $700 of the Crap 1 card in my freezer)...three months since the last increase, and I tried it a couple of times during this past month (got "the form" previously) so that factor didn't seem to have any influence on it.
