Is on the phone with Citibank. Just got a balance transfer offer with the World Advantage Card for 6.9% for 6 months, with a go to rate of 14% On my Dividends Card, I already have the same offer with a go to rate of 14.4%. They were unwilling to offer anything else. I did not mention Retention, because I didn't want to seem greedy!! I will call back tomorrow. On my Plat. Select, the APR is 12.9%. No BT offers. NO Increase. I will combine then all after the six months and a few more separate increases. Good Luck,
