Discussion in 'Credit Talk' started by dave, Jun 5, 2000.

  1. dave

    dave Well-Known Member

    Which credit report(s) does Citibank use to make a credit decision? Do they offer instant approval?
  2. BarryN - C

    BarryN - C Guest


    According to our list: Citibank = Equifax or TransUnion

    However, you should be aware that when you apply for a Platinum card from most issuers, they pull all three. When applying for a classic they usually only pull one primary report (actually get a score to base their decision). And that reporting agency usually depends on where you live.

    Citibanks app is online and approval is instant. (ClickCard)

    Good Luck,

    The List:

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