Today, my husband and I decided we were going to achieve one of our goals for our home and get a hot tub. They were offering 0% financing for 6 months through Citifinancial. I had a BK7 in 5/97 and Citibank was one of the debtors in that claim. (They have since fallen off the report) They pulled EX, which only has 2 derogs (old Cap1 chargeoff from 98 and the BK), 30 pos accts, and all 6 inquiries disputed. They approved me for $6500, double what we needed since we put a lot down. I was so excited because once I found out it was Citi, I thought for sure we wouldn't be approved.... Thanks creditnet and thanks Doc for reviving the "trick"!
