CITIFINANCIAL ON YOUR CREDIT R

Discussion in 'Credit Talk' started by mba in Pit, Sep 21, 2000.

  1. mba in Pit

    mba in Pit Guest

    If CITIFINANCIAL appears on your credit

    report and you are not familiar with the

    account as it appears on your credit report,

    contact me by e-mail. I learned recently

    that CITIFINANCIAL had repackaged an old

    stale MELLON BANK account that I had

    disputed with MELLON BANK back in 1990-91.

    Mellon Bank wrote off the balance it claimed

    and this appeared as a black mark on my

    credit report for 7 years. It came off of my

    credit report after 7 years.

    CITIFINANCIAL took control of this old

    MELLON BANK ACCOUNT and reported this

    account in its own name - CITIFINANCIAL - in

    late 1999 or early 2000 as an account of

    CITIFINANCIAL's just recenty charged off.

    The credit bureau put this on my current

    credit report and it would have reported

    this account in CITIFINANCIAL'S name for 7

    more years until 2006 had I not discovered

    this when reviewing a credit report received

    recently. I am trying to ascertain how many

    other people this may have happened to.

    IF THIS HAPPENED TO YOU, PLEASE LET ME KNOW. Thanks.

    mba9999@aol.com
    Posted to this message board by MBA/MBA in Pittsburgh, September 21, 2000 at 12:44 EDT.
     
  2. ron becker

    ron becker Guest

    RE: CITIFINANCIAL ON YOUR CRED

    Thanks for the info I just got my credit report last week and noticed it. I had a mellon acct that was charged off and put into BK...
     
  3. dogman

    dogman Well-Known Member

    RE: CITIFINANCIAL ON YOUR CRED

    yup - they appeared on mine - and - I filed Chap 13 against Mellon.

    I just figured Id fight it thru junum.com
     

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