report and you are not familiar with the account as it appears on your credit report, contact me by e-mail. I learned recently that CITIFINANCIAL had repackaged an old stale MELLON BANK account that I had disputed with MELLON BANK back in 1990-91. Mellon Bank wrote off the balance it claimed and this appeared as a black mark on my credit report for 7 years. It came off of my credit report after 7 years. CITIFINANCIAL took control of this old MELLON BANK ACCOUNT and reported this account in its own name - CITIFINANCIAL - in late 1999 or early 2000 as an account of CITIFINANCIAL's just recenty charged off. The credit bureau put this on my current credit report and it would have reported this account in CITIFINANCIAL'S name for 7 more years until 2006 had I not discovered this when reviewing a credit report received recently. I am trying to ascertain how many other people this may have happened to. IF THIS HAPPENED TO YOU, PLEASE LET ME KNOW. Thanks. email@example.com Posted to this message board by MBA/MBA in Pittsburgh, September 21, 2000 at 12:44 EDT.