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Citi's Logic??

Discussion in 'Credit Talk' started by Momof3, May 17, 2002.

  1. May 17, 2002 #1
    Momof3

    Momof3 Well-Known Member

    I have 2 Citi cards with ZERO balances, I get no BT offers of any kind. My hubby has a card with 5K balance and 9K limit, he gets 3.9 BT with no fees?? Can anyone explain this one LOL???
     
  3. May 17, 2002 #2
    sam

    sam Well-Known Member

    yes i did this before.

    Your have a score with citi. Its based on profitability.

    You make citi rich by holding balances month to month.

    You make citi rich by charging bundles month to month.

    The richer you make citi, the better offers you get. This is what a rep told me. Those who use the card, alot, make them alot of money. Thus they can offset their profit in BT's and still come out on top.
     
  4. May 17, 2002 #3
    Saar

    Saar Banned

    Citi's profitability rating is called "M2 score". See if the rep would give you a hint how good your M2 score is. Of course, you can always call "R" to see if they can make you a BT offer.


    Saar
     
  5. May 17, 2002 #4
    Momof3

    Momof3 Well-Known Member

    Thanks Sam and Saar:)

    Well Ha! I used hubby's BT rate with them for me, so I got it anyway, but I will be calling to see what is up.
     
  6. May 19, 2002 #5
    lbrown59

    lbrown59 Well-Known Member

    Re: Citi's Logic??

    sam | 2939 posts since Mar 2000 198.78.231.240 | 05.17.2002 @ 12:07
    Its based on profitability.
    ========================
    So is fico.lb59
     
  7. May 19, 2002 #6
    LKH

    LKH Well-Known Member

    lb, don't you ever get tired of just repeating yourself over and over? It must get boring.
     
  8. May 19, 2002 #7
    breeze

    breeze Well-Known Member

    /ignore

    life is good :D
     

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