City Financial LLC just contacted me recently. This "company" is owed by the same people who own Asset Acceptance LLC, CFC Financial LLC, etc. CFC Financial LLC was listing some negative information on my credit reports. They never responded to my validation request. However, now they are contacting me through the name of "City Financial LLC" which technically doesn't even exist and stating they have now provided me with validation (through a computer print out although I never requested anything from "City Financial LLC" which doesn't even exist in Michigan). City Financial Corp once existed in the state of Michigan but is being listed as a merger with another company (probably CFC Financial LLC). However, no company exists as to the name of City Financial LLC. I just wanted to find out what type of violation they are looking at by trying to collect an alleged debt owned by CFC Financial through the name of City Financial LLC which doesn't even exist. I am curious if this is another one of their games....so that, when I take them to court and state they contacted me during the validation period without proper validation, they will say CFC Financial LLC never contacted you. I almost feel compelled to register the name City Financial LLC in the state and then sue them for using my name to conduct business. UPDATE I posted the above message and then I think I found my answer so now I am updating the message. I think I could get them on: § 807. False or misleading representations [15 USC 1962e] (14) The use of any business, company, or organization name other than the true name of the debt collector's business, company, or organization.
