clarification on Wells Fargo

Discussion in 'Credit Talk' started by Laura, Jan 29, 2001.

  1. Laura

    Laura Guest

    I went to older posts and saw someone asked about my APR. Well I was so excited, I didn't know what I was talking about when I posted. I got 0% on balance transfers (for six months I think) and 5.9% on charges, may be for six months too. I was so excited, I called to activate and shredded everything else in my shredder. Regardless, it's better than anything I've had before. Didn't want anyone to think I was a "nut case" for stating I got 0% and 5.9%...lol. oh and someone asked about my credit, they pulled experian which is flawless. However, on TU and Equifax both I have a $5000 charge off to Citibank (old) and some old medical bills. I am disputing the medical bills. The charge off should fall off in July of this year, so I figured I would let sleeping dogs lie, if you know what I mean.
     
  2. Doug

    Doug Well-Known Member

    RE: clarification on Wells Far

    Should be 0% on new purchases and 5.9% on balance transfers, also 5.9% on 3 super checks they will send you with no fee.
     
  3. Laura

    Laura Guest

    RE: clarification on Wells Far

    OK, haven't received super checks yet. How long does it take to get a PIN for cash advance? lol
     
  4. GEORGE

    GEORGE Well-Known Member

    RE: clarification on Wells Far

    23.05% + 4% CASH ADVANCES SHOULD BE USED AS A LAST RESORT...


    Cash Advances Rate: The APR for cash advances may vary monthly. For all accounts, the cash advance rate is determined by adding 13.55 percentage points to the Prime Rate. Based on that formula, the current cash advance rate
    would be 23.05%. The APR on cash advances will not decrease below 19.8% regardless of changes to the Prime Rate.
    Cash Advances Transaction Fees: $7.50 for Overdraft Protection advances. 4% of the amount of each ATM Advance ($3 minimum). 4% of the amount of each SUPERCHECKSTM advance ($5 minimum).
    4% of the amount of an advance from any other source ($10 minimum).
     
  5. Doug

    Doug Well-Known Member

    RE: clarification on Wells Far

    Within two weeks.
     
  6. Doug

    Doug Well-Known Member

    RE: clarification on Wells Far

    First 6 months GEORGE you get 3 NO FEE 5.9% Super Checks. Use them anyway you like. Deposit them in your checking is still 5.9%.
     

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