I went to older posts and saw someone asked about my APR. Well I was so excited, I didn't know what I was talking about when I posted. I got 0% on balance transfers (for six months I think) and 5.9% on charges, may be for six months too. I was so excited, I called to activate and shredded everything else in my shredder. Regardless, it's better than anything I've had before. Didn't want anyone to think I was a "nut case" for stating I got 0% and 5.9%...lol. oh and someone asked about my credit, they pulled experian which is flawless. However, on TU and Equifax both I have a $5000 charge off to Citibank (old) and some old medical bills. I am disputing the medical bills. The charge off should fall off in July of this year, so I figured I would let sleeping dogs lie, if you know what I mean.
RE: clarification on Wells Far Should be 0% on new purchases and 5.9% on balance transfers, also 5.9% on 3 super checks they will send you with no fee.
RE: clarification on Wells Far OK, haven't received super checks yet. How long does it take to get a PIN for cash advance? lol
RE: clarification on Wells Far 23.05% + 4% CASH ADVANCES SHOULD BE USED AS A LAST RESORT... Cash Advances Rate: The APR for cash advances may vary monthly. For all accounts, the cash advance rate is determined by adding 13.55 percentage points to the Prime Rate. Based on that formula, the current cash advance rate would be 23.05%. The APR on cash advances will not decrease below 19.8% regardless of changes to the Prime Rate. Cash Advances Transaction Fees: $7.50 for Overdraft Protection advances. 4% of the amount of each ATM Advance ($3 minimum). 4% of the amount of each SUPERCHECKSTM advance ($5 minimum). 4% of the amount of an advance from any other source ($10 minimum).
RE: clarification on Wells Far First 6 months GEORGE you get 3 NO FEE 5.9% Super Checks. Use them anyway you like. Deposit them in your checking is still 5.9%.
