Clark has said on his show that he is debt free. He started a chain of travel agencies when he was very young which he sold and then was able to retire -- I've been trying to find how hold he was when he retired on his website, but I can't I think it was in his thirties. He was talking on the air today about consumer credit scores and mentioned that his was 724. The reasons he gave were his lack of a mortgage and lack of an auto loan. Here's a guy that has to be worth a pretty good pile of money with a fairly average credit score. I guess I'll feel pretty good when I can get my score into the low 700 range. Check out www.clarkhoward.com It's a pretty interesting consumer education site.