Hi All, I just wanted to let everybody know that there's a local talk show here in Denver that has now gone nationwide. It's called the Tom Martino Troubleshooter show. It's a consumer advocate sort of thing. Well it seems that Tom is REALLY pissed at how the CRAs treat us lowly consumers and is gathering people together for a class action lawsuit against them. If you feel that you are getting screwed by the credit reporting agencies please contact Tom on his webpage at: http://www.troubleshooter.com/ Mike