on accountonline, and got a 2.9% for 9 months offer today!! I always used to get "Sorry nothing available." too bad my balances are too high to use it, so i "declined" the offer. I'm going to focus my paydown on citi now, and then take them up on the 2.9% BT to move my other debt down..
Sam, How many months after your first balance transfer expired did you receive the 2.9% offer? That's great nes, as I didn't think Citibank would go below 6.9% for current cardholders. Thanks,
my first balance transfer was on "demand". I asked for it, they offered me 6.9% for 6 months, about 4 months ago. I didn't have any balances, so i didn't use it. Now i declined the 2.9% for 9 months. I'll probably pay off my citibank card completely and then use the balance transfer option... They still won't give me an increase due to my bad credit though hehe
Just talked to Citi and the BT he offered me was 6.9% until 12/2002. That's a great length of time---but I really don't have anything right now. We'll see. Now, if it was 1.9 or 2.9.....I might have to charge up some cards! lol AnnMarie
I just received a "balance transfer until 5/1/2002 @ 6.9%" letter in the mail;the funny thing is that I was NEVER offered the option when I opened the account in 11/2000. The offer is good until June 18,2001(meanwhile I suspect if I don't jump on this offer,that something better will come from these people. Everyone else seems to only get the 6 mth offer,but mine appears 11 months(or 1 yr...no postmark). Sister Girl