I have six accounts on my credt reports that are in good standing. Two from NelNet and four from Sally Mae, all student loans that were either tranferd or closed. They are approximatly five years old. If I try to have these removed will it hurt my score or should I leave them on my reports? Thanks! True Credit TU-678 EX-628 EQ-656 TU EX EQ TOTAL ACCOUNTS: 19 20 20 OPEN ACCOUNTS: 6 5 8 CLOSED ACCOUNTS: 13 15 12 DELINQUENT: 0 0 1 DEROGATORY: 4 4 6 BALANCES: 9763 9890 9936 PAYMENTS: 189 191 189 PUBLIC RECORDS: 1 1 1 INQUIRIES (2 years): 4 7 8
NEVER dispute good tradelines on a report.If they are closed and in good standing,they will usually remain there for ten years.You remove them,you will take a ding to fico for age of accounts.
