closed accounts

The account was closed on 5/2001 because of an error at Discover card because I ended up with 2 different cards mailed to my house, so I cancelled one of them. This lists the details of the closed account.

Now why is it still being reported as of 11/02 if it has been closed? I didn't even use this darn card,I had it cancelled as soon as I got it! and it keeps reporting a 0 balance.

If Discover keeps reporting it then the date it drops off the report will keep getting pushed foward?? "This account is scheduled to continue on record until 11-2012."
Last year at this time when I checked my Experian report it said "This account is scheduled to continue on record until 11-2011." Now its gonna be 2012!!!!


Date Opened:
04/2001
Type:
Revolving
Reported Since:
05/2001
Terms:
NA
Date of Status:
11/2002
Monthly Payment:
$0
Last Reported:
11/2002
Responsibility:
Individual
Credit Limit/Original Amount:
$1,000
High Balance:
NA
Recent Balance:
NA
Recent Payment:
NA
Status Details:
This account is scheduled to continue on record until 11-2012.
Your statement :
Account closed at consumer's request
Balance History:
$0 10/2002
$0 11/2001
$0 06/2001
$0 06/2001
$0 05/2001
$0 05/2001

Between 5-2001 and 10-2002, your credit limit/high balance was $1,000

 

Looking at where it says
Balance History:
$0 10/2002
$0 11/2001

There seems to be no activity for 1 year and suddenly in 11/02, Experian updated again. This is weird.

My Equifax report that I pulled a year ago also shows that this account was closed at consumer's request. So that basically shows that it was indeed closed if 2 CRA's have the same info on it being closed.

Even if it's closed and keeps updating has no negative impact whatsoever on my CR right?

If I call Discover, what do I tell them about whats on my CR after they pull up my info and find that the account is closed? I don't what them to make an inquiry on my CR just to see for themselves.