closed accounts

Discussion in 'Credit Talk' started by Mike, Mar 18, 2001.

  1. Mike

    Mike Well-Known Member

    How long do these remain on your credit report after you close an account? 6 months, 1 year, 2 years?

    Thanks.
     
  2. Marie

    Marie Well-Known Member

    7 years of the last date of delinquency in the event of a negative account
    10 years from the date of closure if it's a positive account
     
  3. lena

    lena Well-Known Member

    When does the 7 year time clock start? Is it at the date of the charge off or the over 120 days deliquent with the orginal creditor?
     
  4. GEORGE

    GEORGE Well-Known Member

    EXPERIAN SAYS 7 YEARS FROM THE CLOSED DATE.

    CLOSED 07/95..."ON RECORD TILL 07/02"
     
  5. lena

    lena Well-Known Member

    ok thanks George
     

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