How long do these remain on your credit report after you close an account? 6 months, 1 year, 2 years? Thanks.
7 years of the last date of delinquency in the event of a negative account 10 years from the date of closure if it's a positive account
When does the 7 year time clock start? Is it at the date of the charge off or the over 120 days deliquent with the orginal creditor?