How do I go about getting a closed acct balance zero to remove the negs from the acct? I paid this acct off in December (before I found this board). I have disputed twice and it came back verified. If I contact them directly, what should I say? That I don't remember it being late (it was)? Or that I would like to remove it because I had timely pymts afterwards? I would really like to get these removed if possible. Thanks! Oh and the creditor is WFNNB if that matters...
Use the "nutcase letter" I hear it really works in cases like yours - no creditor/collection agency wants to waste they're time with a potential legal nutcase, they would rather delete then be bothered anymore.................give it a try. Do a search for it on this board!!!!! Good luck, Sal
