I just pulled my CRs and found 3 CC accts which I believe are not mine. However, these accts were already closed and "pay as agreed". Should I get them removed from my CRs? Do closed accounts affect the score at all? Thanks!
since they read paid as agreed they shoulld not effect your score much at all. You could call the cra and ask some more about the accounts that you don't recognise as yours. Some retail store cards go by weird names on credit reports. This may be the case. good luck pb
If they are old accounts that go back years I would not remove them as that is a positive credit history if they are pay as agreed. pb
