Hello, I have had a question about this and a couple others have as well..From what i gathed people said it was no big deal..Well i disputed this and they fixed it today and now says closed at consumers request..,But the best part is my credit expert score had gone up 2 points!! I know 2 points is not alot but it will help as i am trying to creep my way up to 700....
Congrats, I disputed my one "closed by credit grantors request" account via Creditexpert. I wanted it changed to "closed at consumers request". The account was deleted. I had no change in score. Obviously, my dispute was not as successful as yours. However, I am satisfied that it is gone. "Closed at credit grantors request" looks negative even if it is just a mistake. Best regards, Jim
Who knows but with my new job my ratio's will be much better than 41%..But i figure every penny gottta count..
Fico is a racket and the scores are rigged so that no matter what you do or don't do the score will be falsly low.
