I recently disputed a Super America gas card that was closed by the grantor about 1 1/2 years ago. It's been changed to closed by consumer. Does this do anything to my score or the way a creditor may view my report?
Not sure if it does anything for your score, however, it does look much better for potential creditors to see that you closed the account, rather than the account being shut down on you by the OC.
If they "LOOK" at it with their EYES...it LOOKS better if you closed it...even if it has NO SCORE DIFFERENCE...