Looking for guidance. My credit score is currently at 757 and want to continue to maintain this and see it improve. I have been at a standstill for quite some time and believe it is at large part due to the age of my credit card accounts. It hasn't been until recently that I started educating myself more on what could impact my credit score, so without thinking of it, I opened an account about 8 months ago to take advantage of a 12 month no interest rate offer on a larger purchase. This decreased my average credit age which appears to have the largest impact on my score not improving. I have a month to go before my credit age improves to average 5 years, which according to credit karma will take me from the red category to the yellow, which should improve my score a little. Here is my question: I paid off this credit card prior to the 12 month period coming to an end. It currently has a zero balance. If I closed this account completely, would it have a positive or negative impact on my score? There is only a 2,000 credit line so that would not have a huge impact. If I closed it, I am wondering if this would improve my credit age if the account is removed. Or, will it have more of a negative impact by decreasing my total # of open accounts? I am just looking for some guidance. I have no debt other than about $20k in student loans. I do use my credit cards but typically do not have any roll over debt unless I make a larger than usual purchase. I want to understand in different scenarios how the closing of an account could have positive or negative impacts. I am looking to buy a house very soon which I've already been pre-approved for, but I know that over the next few months until I close on a house, I have to be very careful about what I do that could impact my credit. Thank you in advance for your feedback!