Back in November, I got a collection letter from a CA regarding an account with a hospital. Upon receipt, I called the CA and they said they no longe rhad the account. I called the hospital and immediately paid the account (I have the receipt). Then I sent WhyChat's HIPAA letter to the hospital and all the TL's were removed quickly. Today in checking my CRAs, there were new COs from the hospital showing unpaid! I plan to send a validation letter to the hospital and dispute the CO. Is this correct? Any advice from the more experienced out there?
You need to send a validation letter to the CA, not the hospital. They probably sold it about the same time you paid it and the hospital didn't report it or wasn't aware the other CA sold it. You should succeed with it first round, if not, send the second validation letter. Good luck!!!
><- <>- ><- <> ~~~ ><- <>- ><- <> ><- <>- ><- <> ~ ~ ~ ><- <>- ><- <> 1*You need to send a validation letter to the CA, not the hospital. Loan Queen ****************************************** 1*Wrong advice-bad results if followed. Leek sent the right letter to the right place. LEEK said I sent WhyChat's HIPAA letter to the hospital. The one thing not to do after sending this letter is validate with the CA after sending the HIPAA letter. There is a thread about this on the board and or maybe it is on why chats site.
Then I sent WhyChat's HIPAA letter to the hospital and all the TL's were removed quickly. 1*Today in checking my CRAs, there were new COs from the hospital showing unpaid! leek ><- <>- ><- <> ~~~ ><- <>- ><- < 1*Were these for the same debts or are they different accounts? Did they send a reinsertion letter? ><- <>- ><- <> ~~~ ><- <>- ><- <> ><- <>- ><- <> ~~~ ><- <>- ><- <>
