Separate names with a comma.
Discussion in 'Credit Talk' started by Me Too, Jun 22, 2000.
Barclaycard Ring™ Mastercard®
No annual fee, No balance transfer fees, No foreign transaction fees, Low interest!
CREDIT CARD WITH NO ANNUAL FEEBarclaycard Ring™ Mastercard®
Credit One Unsecured Visa®for Rebuilding Credit
Credit card for people with bad credit to rebuild credit!
BAD CREDIT CREDIT CARDCredit One Bank® Rebuild Credit
First Access VISA® Credit Card
Access to credit even with bad or limited credit! Reports to 3 major credit bureaus and accepted wherever you see the Visa® sign. Get application response in 60 seconds.
CREDIT CARD FOR BAD CREDITFirst Access VISA®
Green Dot primor® Visa®Classic Secured Credit Card
Credit lines available up to $5,000! Reports to three national credit bureaus; perfect card for reestablishing credit. Guaranteed approval*!
SECURED CARD FOR REBUILDING CREDITprimor Secured Visa Classic
Credit One Bank® Unsecured Visa® with Cash Back Rewards
Get cash back on every purchase. Unsecured credit card with monthly monitoring for credit line increases. Improve your credit history with responsible use.
CASH BACK UNSECURED VISACredit One Bank
I bank online and according to my bank, it takes about 5 days for the CC company to receive the payment because they do send it via us mail. I did have a problem where it was taking over 2 weeks (thereby getting late charge of $25)to post. When I called the CC company, they told me it was the bank's fault because the bank would hold the $$ until they had several payments from several people and then send it. I checked with the bank, and was told that by law they have to release the funds within 24 hours and the CC people were wrong. I never did find out what happened, but the CC & the bank both credited me the $25. So, I made $25 on the deal and the payments have since been credited within 5 days.
Don't know if that helps, but check with your bank and find out when they released the funds.
Yeah, I had this problem too. Except, that I found out Capital one wasn't holding the payment. It was the online banking bank. Bank of America regularly holds a payment for 5 days before wiring it to the payee. So, with a large payee like Capital One, they take all the money from the day that was to be paid to them from the online payers. Then, they write themselves a cashiers check for the amount which they invest for the 4 or 5 days to make some interest. Then they wire the amount to Capital One. It probably isn't even up to Capital One. Note, if you set your gramma up online, she gets paid same day. However, your mortage payment and credit card companies get paid about 5 days later.
Skip the lenghty delay and sign up to do payments using your checking account on Capital One's website. They post within three business days, often times the same night.
If I may say so, I cannot understand why anyone would pay someone else to pay their bills. Seems like putting your credit history in their hands is very risky.