b@nking. I am waiting for the results of Niecy's application since she is on Chexsystems and so am I. The only thing that was discouraging me about this account was that they only issue a standard ATM card (did I REALLY think that they would have a Visa or MC check card? I guess I did for a second.....my bad! DUH!). What about an Am/Ex check card?Here's a thought: Open up a Membership B@anking account and sign up for the Colbalt pre paid card. Use your Membership checking account to fund the Cobalt card......oh, o.k. I see now. That solves my problem and I guess if I MUST have a visa or mc linked to this account, I can sign up for a PocketCard or something. I guess there's always a way around something!