Hello, I just finished getting my credit back in good shape when this company"Coldata" writes us a nasty letter about a 7+ year charge off that does not show up on any credit report I have been able to find.The letter wants all the $ 1300.00 now or else.What is the best plan of attack?I am very wary of dealing with anyone that would send me a letter as I received.
I am currently in a class action lawsuit against them. Email me: ender510@yahoo.com. you may still be able to join.. make sure you keep all your documents and don't contact them at all.