Do banks (BofA) do collateral loans anymore? Say I want to put my car's title up for collateral for a $1500 loan? Anyone done that lately? Is it all about the score? What about a collateral loan with a 2+ year BK on file?
I have heard of personal loans, (r they the same?) and I don't know if your score has to be that strong if you have equal collateral. I would call the bank(s) and find out.