Collecting a $0.00 debt

Discussion in 'Credit Talk' started by delilah131, Jun 16, 2003.

  1. delilah131

    delilah131 Well-Known Member

    I'm not sure if this is true or not ... got in as a forwarded email from a friend.
    I got a laugh out of it, though!

    peace,
    delilah



    On Thursday, 24 January 2002, Derek Guille broadcast
    this story on his afternoon program on ABC radio.

    In March, 1999, a man living in Kandos (near Mudgee in NSW) received a bill for his as yet unused gas line stating that he owed $0.00. He ignored it and threw it away. In April he received another bill and threw that one away too.

    The following month the gas company sent him a very nasty note stating they were going to cancel his gas line if he didn't send them $0.00 by return mail. He called them, talked to them, and they said it was a computer error and they would take care of it.

    The following month he decided that it was about time that he tried out the troublesome gas line figuring that if there as usage on the account it would put an end to this ridiculous predicament. However, when he went to use the gas, it had been cut off. He called the gas company who apologized for the computer error once again and said that they would take care of it. The next day he got a bill for $0.00 stating that payment was now overdue.

    Assuming that having spoken to them the previous day the latest bill was yet another mistake, so he ignored it, trusting that the company would be as good as their word and sort the problem out.

    The next month he got a bill for $0.00. This bill also stated that he had 10 days to pay his account or the company would have to take steps to recover the debt.

    Finally, giving in, he thought he would beat the company at their own game and mailed them a cheque for $0.00. The computer duly processed
    his account and returned a statement to the effect that he now owed the gas company nothing at all.

    A week later, the manager of the Mudgee branch of the Westpac Banking Corporation called our hapless friend and asked him what he was doing writing cheque for $0.00. After a lengthy explanation the bank manager replied that the $0.00 cheque had caused their cheque processing software to fail. The bank could therefore not process ANY cheques they
    had received from ANY of their customers that day because the cheque for $0.00 had caused the computer to crash.

    The following month the man received a letter from the gas company claiming that his cheque has bounced and that he now owed them $0.00
    and unless he sent a cheque by return mail they would take immediate steps to recover the debt. At this point, the man decided to file a debt harassment claim against the gas company.

    It took him nearly 2 hours to convince the clerks at the local courthouse that he was not joking. They subsequently assisted him in the drafting of statements which were considered substantive evidence of the aggravation and difficulties he had been forced to endure during this debacle. The matter was heard in the Magistrate's Court in Mudgee and the outcome was this:

    The gas company was ordered to:

    [1] Immediately rectify their computerized accounts system or show cause, within 10 days, why the matter should not be referred to a higher court for consideration under company Law.

    [2] Pay the bank dishonor fees incurred by the man.

    [3] Pay the bank dishonor fees incurred by all the Westpac clients whose cheques had been bounced on the day our friend's had been.

    [4] Pay the claimant's court costs; and

    [5] Pay the claimant a total of $1500 per month for the 5 month period March to July inclusive as compensation for the aggravation they had
    caused their client to suffer.

    And all this over $0.00.
     
  2. Nestea

    Nestea Well-Known Member

    this one's a winner!!!
     
  3. lbrown59

    lbrown59 Well-Known Member

    the Gas company should have gotten a default judgment aqgainst him rite rocket?
     
  4. Butch

    Butch Well-Known Member

    His biggest mistake.
     
  5. rocket1977

    rocket1977 Well-Known Member

    Re: Re: Collecting a $0.00 debt

    I do not see the need for sarcasm just because you do not agree with me. Fact remains, they would need to file a lawsuit, have him fail to answer the lawsuit, etc before they could obtain a DJ.

    I am sorry you think the law regarding DJs is unfair. But do as I say and flip the situation and see how fair it is to the creditor if they have to suffer for a debtor or debtor's family members screw up.
     
  6. GEORGE

    GEORGE Well-Known Member

    Re: Re: Re: Collecting a $0.00 debt

    JOKE!!!!!!!!

    HAVE A PROCESS SERVER SHOW UP WITH A COURT ORDER TO APPEAR IN COURT FOR A MATTER OF A $0.00 JUDGEMENT...

    NO SHOW...DEFAULT JUDGEMENT FOR $0.00
     
  7. alent1234

    alent1234 Well-Known Member

    Re: Re: Collecting a $0.00 debt

    Apparently not since he has some more cash in his pocket.
     
  8. rocket1977

    rocket1977 Well-Known Member

    Re: Re: Re: Re: Collecting a $0.00 debt

    I realize it was a joke George. thats why I said no need for sarcasm. Sometimes I think you do not read everything people say. You find something you disagree with, and jump all over it.
     
  9. GEORGE

    GEORGE Well-Known Member

    Re: Re: Re: Re: Re: Collecting a $0.00 debt

    BASH lbrown59 FIRST THEN ASKED QUESTIONS LATER!!!

    Some people just don't understand him...

    SORRY, I did NOT read between the lines...
     
  10. rocket1977

    rocket1977 Well-Known Member

    Re: Re: Re: Re: Re: Re: Collecting a $0.00 debt

    I think I was very patient with lbbrown lately. Go read the thread on service where me and him went back and forth on DJs. Then maybe you will understand my comments. Trust me I did not "bash" him, nor did I bash him then ask questions later.

    Sometimes I wonder why I try to help people with the painful truth.
     
  11. lbrown59

    lbrown59 Well-Known Member

    I think I was very patient with lbbrown
    rocket1977
    ==================
    You were but the issue I brought up was never resolved.

    THE END ** *** ** LB 59
    """""""""```~~~```'"""""""""
     
  12. smontoya5

    smontoya5 Well-Known Member

    Geez! I thought we were the only ones! This is being reported on my husband's TU report as a negative collection account.

    Funny thing is- it keeps getting verified! TU just keeps adding to the violation pile.

    Sent a dispute letter to Nicor about 4 weeks ago...no response.


    NICOR GAS

    Account Number: XXXX
    Acct Type: Open account
    Acct Status: Closed
    Monthly Payment: $0
    Date Open: May, 2000
    Balance: $0
    Terms: N/A
    High Balance: $0
    Limit: N/A
    Past Due: $0
    Remarks: Placed for collection
    Payment Status: Collection Account/120 Days Past Due
    NICOR GAS
     
  13. lbrown59

    lbrown59 Well-Known Member

    NICOR GAS

    1*Acct Type: Open account ~~Acct Status: Closed

    2*Monthly Payment: $0~~Balance: $0~~ ~~High Balance: $0~~ ~~Past Due: $0
    Payment Status: Collection Account/120 Days Past Due
    smontoya5
    =============
    1*How can it be closed and open at the same time?

    2*How can there be a collection on zero?
    How can Zero be past due?


    THE END ** *** ** LB 59
    """""""""```~~~```'"""""""""
     
  14. smontoya5

    smontoya5 Well-Known Member

    I disputed it for the exact same reasons with TU- came back as verified.

    Waiting on a response to our procedural request but I know it will still be the same useless drivel.

    It's nice that TU is making our job of proving their incompetence in court so much easier for us.
     

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