off from Citibank in 1997. Citibank sold the acount to Gulf State credit. They are now both appearing on my credit report. I called the CRA, and asked them to change the balance owed to Citibank to zero and put Account sold to Gulf State. My question is, do I have the right to demand that Citibank remove their entry? Wouldn't both of these appering on my credit report lower my score unfairly. This is only one account, allthough it looks like two. Thanks to all for any input.