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Collection Account from Arrow

Discussion in 'Credit Talk' started by desperado2, Feb 5, 2008.

  1. Feb 5, 2008 #1
    desperado2

    desperado2 Active Member

    Another question as I am getting ramped up. I have a collection account from Arrow Financial from Providian. It is around $1300 and I recieved a letter offering 65% settlement. I am ok with this but want the TL removed. What is my best next step in settling this account with the TL being removed. The Providian account also shows up.


    I have not approached the subject with any conversations with Arrow.


    -Desperado
     
  3. Feb 5, 2008 #2
    enigma

    enigma Well-Known Member

    Dispute it with the CRA's. When Providian was bought by WAMU a lot of paper was not transfered.
     
  4. Feb 5, 2008 #3
    apexcrsrv

    apexcrsrv Well-Known Member

    Providian is a notoriously bad record keeper to begin with but, their issues were exacerbated by their acquistion (WAMU). They have virtually nothing.

    Along those lines, it would behoove you to request validation from Arrow as well as to request a re-investigation of both the Providian and Arrow account tradelines through the credit reporting agencies. Challenge the account type and pay status with respect to Arrow.
     

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