I just recently paid off a $80 CA because I was told it was NOT sent to the CRA's. Three weeks later it appeared on the reports (tu, etc.). I called the collector back and they verified that it was sent in October. Does anyone have any suggestions on how to remove this? I'm in a race to get it removed befor CITI does their a/r and jacks my rates up! I spoke withe the manager at the CA and she can only send a pain collection letter. Should I use a repair agency? Please Help!!
