Collection Account: Equifax and TransUnion (Does not show on Experian Credit Report.) From: CAINE & WEINER COMPANY INC (CA or Attorney? I don't know.) Original Creditor: Progressive Amt: $204. Date Opened: March 29, 2018 *I have disputed and TransUnion notes: Account information disputed by consumer, meets FCRA requirements. No notes from Equifax I don't know if this is a CA or an attorney. I don't know if they 'bought' the debt or if they were hired by Progressive to collect the debt. I have no idea what to do do for this one as I don't know if the 'collection' agent is an agency or an attorney or if they bought the debt or are simply hired by the creditor to collect it. I need kind of a 'flowchart,' that goes something like... Original Creditor (Go here) CA (Go here) Attny (Go here) Orig Creditor (Use this strategy/letter, etc.) CA (did they buy the debt? -Go here ; Are they hired by creditor - Go here) *Etc, etc. Any advice would be most welcome. Thanks in advance.