Hi... I need your advise... I have 3 accounts under collections with cingular wireless which it's legit for a total of $842.00..my business when under last year 2002....anyhow, the CA send me a letter to settle the account for $542.00. However, I contacted Cingular Wireless directly requesting copies all bills and they advise me not to settle the account with CA, that I should settle directly with Cingular I have 2 questions..... 1. If I settle the account with the collection agency which will be for less $$$ can I demand to have them remove charged off from my CR? or 2. If I decide to settle with Cingular directly which will be for the full amount can I demand to have my charged off be removed upon payment? What's should I do?? Thanks!
you can pretty much demand anything you want. get a settlement letter sent out to the CA stating you will take the reduced amt., it will be paid in full and your tl will not be negative. if you are in collections, not sure why cing. would even deal with you. just make sure it's in writing.
it will be paid in full and your tl will not be negative. notasaint | ========== You can't have A positive CA listing. The END ************************* LB 59
should have made myself clearer, i was trying to tell this person they should negotiate for a paid in full and trade line deletion in their settlement request. yes, i know a collection is a neg. paid or not. see, i have learned something from the board!!
