I contacted the agency and attempted to explain that it is not my bill - they referred me to the original creditor who also confirms they have no record of the bill. The collection agency verifies the debt with the credit reporting agencies. They refuse to contact the creditor to verify the debt. In fact my last call to them they told me the only thing they could do was "say goodbye". Cute no..... So, since they keep verifying the debt and refuse to check with the creditor who reported it to them what do I do?????? HELP!!!