Honors Credit from Dallas Texas (original reditor BellSouth) never replied. I gave them a call yesterday and they told me that they never replied because I sent a CEASE AND DESIST letter a week before I sent the validation letter. The thing is I never sent them a Cease and desist. They are full of it! Today I sent them a letter explaining that I never sent a C&D and I demanded validation. I also put on top..."Last notice before filling suit" in bold, 28 pt. Do you think this will make them reply. Everything, as usual, was sent certified, signature required. Little do they know I am well informed about my rights. Shame on them!!! That's why we should not feel bad about disputing and requesting validation for everything. They do not hesitate to trick people into paying.... By the way this account is 5 years old. SOL is long gone!