I have a CA stating that I owe 200 to Arrowhead water for services, which I never had. They say that checks were written for service, which I never did. My checks were stolen/lost like 6 months ago and i told them that. So the guy said to send him a statement showing when they were lost. And I said I wanted a list of payments made etc. And he said only when I send him the bank statment from bank showing when acct was closed. Do I need to send that to him first, or do I have a right to ask to my info first? Is there an act in the FCRA that shows what I can do? thanks
Then I should send him a letter for verification? Is there a specific act etc in the FCRA that I could reference? thanks
You don't need to quote anything. Send them a letter saying that they need to show you the accounting on the alleged debt, and when they provide you with that information, you will go to the bank and reconcile the "payments" with them. DOn't send them anything, and don't talk to them on the phone. They have ways of making you admit to something you didn't know you were admitting to.
Just say, I want all information that pertains to me owing this alleged debt allowed by law. You don't need to say anything regarding statutes etc.
