need some advice please. i have two collection accounts on my credit. both are paid. i have tried to have the cra remove them stating not mine. they reply saying the info was verified. now i want to go directly to the collection agency requesting proof this is my account ( which it is not) any suggestions on a example letter of what i should request from the ca. the ones i have read indicate to the ca to stop the collection activity, however they arent trying to collect from me, they are just reporting items to cra that do not belong to me? or should i just go directly to the oc? and is there an examole letter out there for that? thanks
*************** GET THE BASICS HERE. http://consumers.creditnet.com/straighttalk/board/showthread.php?s=&postid=410243#post410243 ***************** >
*************** GET THE BASICS HERE. http://consumers.creditnet.com/straighttalk/board/showthread.php?s=&postid=410243#post410243 ***************** 1*> i have two collection accounts on my credit. both are paid. 2* i have tried to have the cra remove them stating not mine. 3*they reply saying the info was verified. 4*now i want to go directly to the collection agency requesting proof this is my account ( which it is not) any suggestions on an example letter of what i should request from the ca. 5*the ones i have read indicate to the ca to stop the collection activity, 6*however they aren't trying to collect from me, 7*they are just reporting items to cra that do not belong to me? 8*or should i just go directly to the oc? 9*and is there an example letter out there for that? thanks gregntn *********************************************************************************************************************************************************************************************************************************************************************************** 1*Why did you pay something that isn't yours ??????????????????????? 2*That was the second step- you missed the first one. 3*Of course it was but the CA didn't validate with you. That's why sending the CA the Validation letter is the first step. 4*Anothe reason the first step is to send the CA the V.L. 5* That's one thing it's but not the only thing it's supposed to do. 6*Yes they are but you don't realize it because you don't know your rights under the law and what The FDCPA considers as collection activity by a CA. 7*Helo this is trying to collect from you.Read the FDCPA. 8* NOPE 9*It's in these links GET THE BASICS HERE ABOVE or Special for new bees below. I'ts the purple letter in the thread titled testing 123. Ya Can't Miss It !
