I don't have any issues with them, but after lookin at their files at the BBB: (www.bbb.org) http://www.dc.bbb.org/report.html?national=Y&compid=173907395 Hmm, same addy, but they are a management consultants? http://www.dc.bbb.org/report.html?national=Y&compid=175813443 Wow, now they are a financial services company? http://www.dc.bbb.org/report.html?national=Y&compid=80021158 where they are now collection agents......haha. Customer Experience Based on BBB files, this company has an unsatisfactory record with the Bureau due to unanswered complaint(s). Oh, did I mention that they aren't even members? HAHA