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Discussion in 'Credit Talk' started by heather, May 12, 2001.
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Well, you may not like this answer. I had a situation where the creditor had reportedt he account to the credit bureau at one point but the credit bureau didnot report it on my reports until like 3-4 months later. Maybe they thought it would show up later. I found this out by asking questions like when was then reported etc. I am saying this show that the dates may not matter much. This may show also that they dont have their act together and may not verify the debt.....
They are verifiying the debt, I thought that since the letters they sent are so full of outright lies that I may be able to call them on it and pay the debt in exchange for total deletion.
The question is did they do anything illegal. If you had paid it by the time they offered for removal and it was reported anyway and they wouldnot remove it, I would say you had a case. But that is not what happened. I am just giving my opinion. You may want to pursue another avenue.