Collection Inquiries

Discussion in 'Credit Talk' started by Cathy, May 16, 2000.

  1. Cathy

    Cathy Well-Known Member

    Can a collection agency rightfully put an inquiry on your credit report?

    Is there a way to have it removed?
  2. Irish Diva

    Irish Diva Guest

    Yes, a collection company can put an inquiry on your report. They will pull a report to see what your credit looks like and helps determine the possibility/percentage of you repaying some or all of the debt. I believe they stay on for two years, like authorized inquiries do. But I could be wrong - anyone else out there know for sure?
  3. spyguyjim

    spyguyjim Guest

    They also pull your credit for skip-tracing (locate) purposes. They call all the listed creditors and exchange customer contact information. Don't think that writing to advise companies not to distribute information stops this, because it doesn't.

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