I was looking over a new credit report from CSC that my son just received and under the public sections where bankruptcies, judgments, etc are listed, there's a collection listed. It's listed like the following: COLLECTION Date Reported: 08/2009 Date Assigned: 03/2005 Collection Agency: CA Original Creditor: CC company Original Amount: 35K Current Balance: 60K 1st Deliq Date: 02/2003 Classification: BANKING Balance Date: 08/2009 Status Date: 08/2009 Last Paid Date: ECOA: I Account: ***** Status: Unpaid Comments: None First time I've seen a collection under the Public Records section. Anyone have experience with this? Why would it be listed there? What's the ECOA field? edited--found that this means individual responsibility. The CA and original creditor are not listed anywhere else on his three credit reports. No--there was never a judgment filed for this account. Thanks for help on this.
