I'm hoping someone can give me some advice on what I can do...here's the situation: A collection agency has been calling me for about the past month trying to collect on a debt that I paid off about 4 years ago. The problem is, I don't have any records of it. Once it came off my credit report, I thought, GREAT! It's done and over. Well, now I'm telling this CA that I paid for it and they are saying they have no proof that I paid it. My husband is jumping all over me to take care of this and I'm kind of stuck as to what to do next. I've worked so hard for the past 4 years to clean up my credit and now this mean collection agency is threatening to ruin it! ANY help or suggestions is GREATLY appreciated. Corrie
I don't have any advice as I am a newbie here, but I did want to let you know that I'm in the same boat with you. My husband is having a fit at the same problem with me, and it's starting to drive a wedge between us. Good luck, and I'll keep reading this post to see if someone can help either of us.
If a collection agency is calling you, have you tried the easiest approach, talking to the original creditor and clearing it up that way? Just a thought.
Your answers are in the other thread with the same name. I'll bump it so it's above this. Everyone, please answer in the other thread to keep the discussion together. Assume this is a duplicate post and let it die so the other one stays active.
