Ok so I have made several mistakes already, according to what I am reading here. I did ask the collection agency to send me a document showing what debts they are saying I owe, but it was over the phone and not in writing. Also, there is one item that I agreed to pay, and because I just recently lost my job they agreed to set it up on a payment plan. Does that mess me up for everything? I've really been working on trying to improve my credit score since my divorce and the foreclosure and every time it seems that I am making progress I get another phone call saying I owe someone else. Beginning to wonder if I would be better off filing bankruptcy...
Before thinking about filing bankruptcy, I would pull your credit and find out what else is on there besides the foreclosure. Then come back to the forum and ask the what action your should take for each account. Start reading the forum and you be surprise that you can repair your credit on your own. Thanks! Heather with BoostMyScore.NET
Ok, will take a look at the rest of the items on the report, but have I messed up with the collection agency by agreeing to pay the one account?
