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Discussion in 'Credit Talk' started by Nevo, Dec 19, 2000.
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It goes to whomever is reporting the collection.
If you're talking about a dispute with the CRA's, then it will go to the original creditor and then be sent to the collection agency in most cases. Then again if you were disputing a trade line that was actually placed on your reports by the collection company, then it would go directly to the collection company first.
MOM IS RIGHT.