A collector just left a message on my machine stating that she's left several messages at my home and place of employment. She said I have 24 hours to return her call. Ohhhhhhhh ... I'm in trouble now! The account she's calling about is a least 3 yrs past the SOL. Can't wait to call her tomorrow (or the next day) and ask NOW WHAT?
I'm not one of the experts here, but maybe you should send a validation letter. Is this on your credit report? If so, you could also dispute it with the cra. I think you should not call them, but send a letter instead.
Terri, You're probably right. I'm not going to call them. The debt is way past the SOL. And it's scheduled to "go away" in a few months anyway.
If it's not reporting, and they haven't sent you anything in writing, just ignore her. They know they're past SOL, and this is their last ditch effort to attempt to collect.
Hit her with a Validation letter just for practice. Inform her that your employer doesn't allow you to take phone calls at work. Keep the tapes of any and all messages she leaves. Sue her if you see her cross the line. Just for practice. To keep sharp.
LOL, lord, you don't want my son to take the calls. Hmm, maybe you do, come to think of it. Doc P.S. Tomorrow's his 4th birthday. He was born on Friday the 13th, 1998, and he's looking forward to a Chuck-E-Cheese birthday party. And I just got finished putting our daughter back to sleep. breeze, at 40, I'm too old for this. When my dad was 40, I was already 20. Now I'm beginning to understand why most people get this over with a decade or two before now if they elect to do it at all, lol.
LOL, Doc! I agree. It's a good idea to be a grandparent in your 40's! I am a little older than you and I have 2 teenagers, a preteen, 2 elementary age, and a 1 year old. Wait until we have teenagers in our 50's! Have fun at Chuck-E-Cheese's. Keep the tokens flowing, or hide out in a dark corner somewhere until it is time to announce that the party is over!! PS - I think putting your son on the phone is a brilliant idea
Someone told me once that the definition of a teenager is you take the Terrible Two's, multiply it by eight and add a driver's license. 'Zat true? I've got a nearly eleven year old girl. Yikes. BTW, my folks had nine of us. I'm the last. When my mom was forty, I was still four years and two older siblings away...
Teenagers: Depends! My son gave us some problems at age 14, but is better now. He even says he was never 14, that whole year doesn't count. He is almost 16 now. Daughter, almost 17, pretty good kid, no real problems. Both of them have their share of attitude problems! I think the girl is much easier, so you are probably allright.
My son is 13 and just discovered that you can drive with a learners permit at 14 in Alaska,he wants to move up there LOL.
