Collector Licensed?

Discussion in 'Credit Talk' started by pibb26, Sep 13, 2003.

  1. pibb26

    pibb26 Well-Known Member

    How do you go about finding out if a collector is licensed to collect in your state? This debt is way past 7 years...I have them for that but I am wondering if they are even able to collect in Florida...
  2. keepmine

    keepmine Well-Known Member

    Go to and click on "state laws". You'll find a list of states. Select the one you're interested in and one of the options you'll see will be debt collection and collection agencies.
  3. jlynn

    jlynn Well-Known Member

    Usually you have to check with your secretary of state.
  4. pibb26

    pibb26 Well-Known Member

    Thanks I will try both...
  5. wert

    wert Well-Known Member

    If they are not licensed here in Florida, the judges love it and that is much stronger than the SOL being up. Get hard proof to take with you. They will say they are. I proved Unifund was not licensed and won my case because of that, not because the SOL was up.
    On a side note, also, to be sure, take all infor showing the SOL is up. Four years here if credit card. They will argue no matter what that they can still collect.

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